Streamlined Filing Cost Calculator

What you are paying for

A Streamlined Foreign Offshore submission is a bundle: three years of federal returns, six years of FBARs (FinCEN 114), and Form 14653, the signed certification that your failures were non-willful. The IRS charges no penalty for eligible filers, so the cost is mostly professional preparation, plus any tax and interest the returns reveal. Most Americans abroad owe little because of the foreign earned income exclusion and foreign tax credit, but those forms still have to be prepared correctly for all three years.

Why prices vary

The headline number hides scope. Three returns are three separate computations, and the extras multiply: every foreign mutual fund can trigger a Form 8621, a foreign company can mean Form 5471, and rental or business income adds schedules. Ask any preparer whether FBARs are priced per account, whether state returns are included, and what happens if the IRS writes back. Our own published per-return pricing starts at $799 for a return that includes the FBAR, the exclusion and the foreign tax credit, and $1,099+ for returns with PFICs or foreign corporations. We do not post a single streamlined package price, so the estimate above is labeled an estimate and confirmed on your free call.

Compare it with doing nothing

The alternative to a filing fee is open-ended exposure. For non-willful FBAR failures the statutory maximum is per year, and six years are open. Use the FBAR penalty calculator to see your own ceiling. Penalties are rarely assessed at the maximum, but once the IRS contacts you the Streamlined route closes, which is the real cost of waiting.

Next steps

Read how our Streamlined filing service works, check the FBAR filing service, the FinCEN 114 form guide, or browse the expat tax guides. Competitor figures above come from each firm's public pricing page as of October 2026 and may have changed.

Reviewed by Harsh Agarwal, EA (Enrolled Agent, EA #00158482). Estimate only; not legal advice.